XRP dropped 70% from its $3.65 peak to $1.09 because the July 2025 rally already priced in Ripple's legal victory against the SEC before it happened.
Institutional buyers are holding out for the CLARITY Act to cement XRP's legal status, while spot ETF inflows have stalled near $1.49 billion.
Ripple releases 200 to 400 million new XRP monthly with virtually no burn mechanism, steadily expanding supply into a market already short on buyers.
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The past year should have been XRP's (CRYPTO:XRP) big one. Ripple settled the five-year SEC lawsuit that had hung over the token since 2020, won conditional approval for a national trust bank charter, and grew its RLUSD stablecoin past $1.6 billion.
Every box XRP holders waited years for has now been ticked. Yet XRP trades at $1.09 today, almost exactly a year after it peaked at $3.65, a fall of about 70%. Ripple's wins kept coming and the XRP price kept sliding. So why is XRP not going up, even as the network racks up win after win?
XRP hit $3.65 in July 2025, which is its highest price in seven years. A crypto bull market and growing confidence that Ripple was winning its years-long fight with the SEC propelled the price just short of its $3.84 all-time high. Then it started sliding, and a year later it still hasn't stopped.
In August, the moment XRP holders waited years for finally arrived, with Ripple settling the SEC case for good. But the XRP price barely moved, because the July rally had already priced the win in.
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Then spot XRP ETFs launched in November, Ripple won conditional approval for a national trust bank charter in December, its RLUSD stablecoin pushed past $1.6 billion, and in March 2026, the SEC and CFTC classified XRP as a commodity, finally ending the legal uncertainty that had clouded XRP for years. Each of those wins should have sent the XRP price higher, yet the coin kept dropping through all of it, and now trades near $1.09.
One of the primary reasons for XRP's poor performance over the past year is bearish market sentiment. Bitcoin, Ethereum, Solana, BNB, and almost every major crypto have dropped in value all year, and XRP is no exception. But most of the pressure came from outside crypto.
The tensions between the U.S. and Iran, which began in late February, keep pushing oil prices higher, with government bond yields at their highest in months. When safe government bonds pay that well, investors move money out of risky investments like crypto to collect the guaranteed return. Inflation has stayed high and the Fed isn't cutting rates, so the pressure on the crypto market keeps building, and coin prices keep falling.
Source: Yahoo Finance Top News — This article was automatically imported from the source. Read full article at original source →
